The primary purpose of this position is to work with Ent's members and potential members to assist them in identifying and securing a mortgage loan that is appropriate for achieving their financial goals, including home ownership. Mortgage loan officers respond to and follow up on member inquiries that come from multiple sources. The loan officer will collect and analyze the member's financial information and assess the member's financing circumstances to determine which mortgage product might best fit their needs. This includes reviewing competing offers from other mortgage lenders and understanding the positive and negative features of many loan products.

Essential Functions:

• External Realtor/Business development contacts, events, shows, seminars, education, committees.
• Take applications and review initial findings & decision.
• Analyze asset, income and DU required data independently.
• Collect data and appraisal fees.
• Continuing education.
• Refer to other Ent departments (EIS/CRE/Etc).
• Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Minimum Formal Education for this Position:

• High School Diploma/G.E.D. or equivalent.

Minimum Work Experience:

• 1+ years' of mortgage industry origination or sales experience.
• 5+ years' of mortgage experience with 2+ years in mortgage sales origination. preferred

Bachelor's Degree or equivalent combination of Education and/or experience required. All degrees listed are considered to be "knowledge consistent with?. Each year of equivalent work experience may be exchanged for 1 year in a relevant degree program or vice versa. For example, 4+ years of required accounting experience could be substituted for an associate's degree and 2+ years of work experience.

Technical or Specialized Knowledge/Skills:

• Detailed understanding of FNMA, CHFA, FHA, and VA products and underwriting requirements
• Understanding of Non-profit down payment programs available to members
• Desktop Underwriter (DU) knowledge
• Strong technical experience to include; PC's, excel, database software and web knowledge
• Strong external sales and networking skills
• Excellent communication skills

Certifications Required:

• NMLS Registration in good standing. required
• Driver's license with acceptable driving record. required

Environmental, Physical and Psychological Requirements

• Standing - Occasionally
• Walking - Occasionally
• Sitting - Frequently
• Lifting - Rarely (40 Lbs)
• Carrying - Rarely
• Pushing - Rarely
• Pulling - Rarely
• Balancing - Rarely
• Stooping - Rarely
• Kneeling - Rarely
• Crouching - Rarely
• Crawling - Rarely
• Reaching - Occasionally
• Handling - Occasionally
• Grasping - Occasionally
• Feeling - Occasionally
• Talking - Frequently
• Hearing - Frequently
• Repetitive Motions - Frequently
• Eye/Hand/Foot Coordination - Occasionally
• Noises louder than normal speaking volume - Occasionally
• Temperature Changes - Rarely
• Atmospheric Conditions - Rarely

This is a commissioned position with a base rate of $50,000 per year plus commission. 

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

Benefits Summary Sheet - 2022

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)